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Bank Financing for businesses

Bank financing for businesses is generally of the following nature:
A. Working capital financing
B. Term financing
C. Non-fund based facilities

In the pattern of development envisaged post independence, banks were to cater to the working capital requirement of industry with the Financial Institutions focusing on the term lending Over the past decade, banks have moved into the entire spectrum of financial products and services offering project finance, equipment finance, consumer finance and consultancy services.

The project financing and equipment financing undertaken by banks are largely on the lines takes of the Financial Institutions and the NBFCs.

Introduction to banking
Trends in banking
Leading commercial banks in India

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